PetExpert, a digital pet insurance company operating in the Czech Republic and Slovakia, is set to undergo a leadership transition as co-founders Derek Cummins and Jan Moravec plan to step down from their daily executive roles by the end of 2026. After eight years of guiding the company through significant growth and innovation, the leadership will be handed over to Trupanion’s international team, ensuring continuity and maintaining strong relationships with customers and veterinary partners.
Founded in 2018, PetExpert introduced a streamlined digital insurance model that simplifies access to veterinary care. Its direct-pay system allows for eligible expenses to be settled directly with participating clinics, minimizing paperwork and reducing upfront costs for pet owners. This approach has enabled the company to establish an extensive veterinary network, partnering with about 85% of clinics in its markets.
A pivotal moment for PetExpert came in 2022 when it became part of Trupanion. This partnership aligned two companies with similar priorities, such as reinforcing veterinary relationships and enhancing access to animal healthcare through direct payments. Since then, Trupanion’s international team has collaborated closely with PetExpert’s founders and staff to support operations and manage the upcoming transition.
Derek Cummins expressed pride in transforming PetExpert from a start-up to a market leader while staying true to its mission of improving the pet insurance experience. Jan Moravec emphasized the role of technology in simplifying insurance and facilitating access to veterinary services. Margi Tooth, CEO of Trupanion, praised the founders for their contributions, particularly in building trusted relationships with veterinary professionals in the region.
The leadership transition, set for late 2026, aims to be smooth for existing customers and veterinary partners. Both Cummins and Moravec will continue to engage with PetExpert through selected community and charitable initiatives, marking a new chapter for the company as it continues to operate under Trupanion’s umbrella while retaining its core direct-payment model and established veterinary partnerships.
Sareya Hayes
PetExpert Europe sro
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